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Editor's pick Investor Education Using GetEquity

If You Invested 100,000 Naira in a Commercial Paper, here’s how it would have gone

Imagine this: You just got a 100,000 naira alert, and instead of spending it on vibes and weekend brunch, you decide to invest it in a commercial paper. Six months later, you check your balance… and guess what? Your money has grown!

Here’s What Would Have Happened

Six months ago, you put 100,000 naira into a 180-day commercial paper with a 27% per annum return. You didn’t have to check charts daily, stress about market dips, or pray for “pump signals.” You just invested and relaxed.

Now, fast forward 180 days… your investment matured. You got back your initial 100,000 naira plus your interest earnings (minus charges and withholding tax, of course).

So instead of seeing a debit alert for something you barely remember buying, you’re seeing more money than you started with. Feels good, right?

Why More People Are Doing This

  1.  It’s stress-free – No need to monitor the market. Just invest and let it grow.
  2. Short-term, high returns – Unlike savings accounts, CPs offer better rates in a shorter time.
  3. You stay ahead of inflation – Because money sitting in your bank account is losing value every day.

The Fine Print (a.k.a What You Should Know)

  1. Withholding Tax Applies – The government takes a small cut (10%) from your earnings before you get paid.
  2. Charges Apply on GetEquity – Like any investment platform, there are small processing fees, but your returns remain solid.

The Real Question: What Will You Do With Your Next 100,000 naira ?

Will you:

a) Spend it on a weekend dettying? (We won’t judge)

b) Save it where it won’t grow? (Inflation is watching you)

c) Invest it in a commercial paper and let your money work for you? (Smart move!)

Start Investing Now !!

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